Car
Insurance agent's error in a car policy
What was examined: the age and driving-experience restriction in the policy, the agent's error and the insurer's liability.
Read the case (in Hebrew) →Adv. Sassi Lev | Property insurance claims and torts | Car · Home · Business | Claims management for companies
Adv. Sassi Lev | Property insurance claims and torts
Insurance claims and torts
We represent policyholders
against insurance companies
Sassi Lev | Attorney for property insurance claims
Representing private and business clients in car, home and business insurance claims against insurers. When there is a dispute over coverage, the extent of the damage or the amount paid, we review the documents and plan the next step.
Claim denied? Only part paid? Payment delayed?
Hand over the document.
Claims we handle
Car | Home | Business | Property damage | Third partyGot an answer
from the insurer?
A denial, a partial payment or a delay is not necessarily the end of the process.
Send the letter or the payment noticeHow it works
This is how we take control of the case
We don't start with a letter. We start by understanding the case.
Send documents for review01
Send the material
Denial letter, payment notice, assessor's report or correspondence, on WhatsApp.
02
We review the case
Policy and coverage, the reasons for denial, the assessor's report and the actual calculation.
03
You get an assessment
What is strong in the case, what is missing and what the possible steps are.
04
We build a clear plan
A reasoned demand, completing the evidence and, if needed, legal proceedings.
05
With you to the end
Against the insurer and in court, until the case is closed.
Sassi LevAttorney and mediatorMaster's degrees in law and business administration
Professional standing
Member of the Israel Bar AssociationCertified mediatorAuthorized by the Ministry of Justice to prepare enduring powers of attorneyMember of the Israel Bar's Tort and Insurance ForumMember of the Israel Bar's Subrogation and Property Claims CommitteeRuns a professional community for insurance agents and assessors, focused on insurance and tort law
About the firm
Legal representation in property insurance claims
Sassi Lev, an attorney representing policyholders in car, home and business claims against insurers.
The Sassi Lev law office represents policyholders and business clients in property insurance claims and property damage. The work includes reviewing policies, denial letters and payment notices, working with assessors and other professionals, and conducting legal proceedings where needed.
Adv. Sassi Lev heads the firm. He holds a master's degree in commercial law, with honors, from Tel Aviv University.
He completed his legal internship at the court and then represented insurers and corporations in court. That is the source of his in-depth knowledge of insurance and tort law, alongside extensive litigation experience before courts at every level.
In property insurance claims, the gap between what the policyholder expects and what the insurer offers usually forms in three places: how the policy is read, the extent of the damage set in the assessment, and the calculation that follows from both. The firm works on all three in parallel, not only on the last letter received.
Throughout the case, the client knows who is handling it, where it stands and what the next step is. Messages come in directly on WhatsApp, and correspondence with the insurer is managed by one person at the firm. This is not a promise of an outcome. It is a promise that the case will be run in order, on time and on the right facts.
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Our approach
What you get when we handle the case
Coverage. Damage. Evidence. Strategy.
Policy and coverage review
We read the policy, its clauses and extensions, and check what is actually covered and what the insurer's position rests on.
Damage and assessment review
We compare the extent of the damage with the assessor's report: repair items, price lists, diminished value and the deductions made.
Building the evidence
We collect and organize the material: documents, photos, correspondence and a timeline, and identify what is missing to support the claim.
Shaping the legal strategy
We set the course of action against the insurer: a reasoned demand, negotiation or legal proceedings, depending on the circumstances.
Cases from the field
Representative scenarios. Different questions. The same method.
Home
Water damage in an apartment
What was examined: the source of the damage, the coverage question and the scope of repair.
Read the case (in Hebrew) →
Business
Damage to a business
What was examined: building, equipment and stock against the policy terms and requirements.
Read the case (in Hebrew) →Garages
Dispute over parts
What was examined: the type of parts, the deduction made and its basis.
Read the case (in Hebrew) →
Hybrid car
Ants in the electrical system
What was examined: the electrical breakdown exclusion, the source of the damage and the extent of harm to the battery.
Read the case (in Hebrew) →
Offsetting benefits
Offsetting parts price differences
What was examined: the disclosure notice, the expected deduction rate and the calculation behind it.
Read the case (in Hebrew) →
Driver's license
A restriction on the driver's license
What was examined: the reason given in the denial letter, the license restriction and the causal link.
Read the case (in Hebrew) →
License suspension
A license suspended without your knowledge
What was examined: the presumption of delivery of the suspension notice and the validity of the insurance cover.
Read the case (in Hebrew) →What we check in a case
We don't guess what is owed. We check.
A property insurance case opens with the same four checks, whether it involves a car, a home or a business. This is what happens after the documents arrive and before a single word is sent to the insurer.
01
The policy and the coverage
What is included, what is excluded and which exclusions were applied. In property policies, the difference between coverage and exclusion often turns on a single phrase. We check the wording that applied on the date of the event, the extensions actually purchased, and whether the exclusion relied on was properly highlighted.
02
The damage and the assessment
The insurer's assessor's report is an opinion, not a ruling. We compare it with the damage records, the repair quotes and the actual cost of repair. Where the gap is material, a counter-report on the client's behalf is considered.
03
The insurer's answer
A denial letter must state the reason and the clause it relies on. A partial payment often comes with deductions that were not explained. We read the letter against the policy and the evidence, and check whether the reason holds.
04
Deadlines and the timeline
In an insurance claim, deadlines run from two directions: from the date of the event and from the date of the insurer's answer. We build a full timeline and identify what has already closed, what is still open and what needs action now.
An insurance claims lawyer steps in once the documents exist. A letter, an assessor's report, a policy or correspondence that has stalled. Hand it over. From here, it's on me.
Questions that come up in many cases
Short answers to common questions about insurance claims. Denial letters, partial payments, assessments, documents and release forms are among the topics that come up at the start of a claim.
The insurer denied my claim. Can I take action?
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Yes. A denial letter is the insurer's position, not a ruling. We check the argument against the policy and the documents, and decide how to proceed.
What can I do if the insurer paid only part of the claim?
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We compare the assessor's report, the policy and the amount actually paid, and check what was deducted and on what basis.
Which documents should I send for review?
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The policy, the denial letter or payment notice, the assessor's report and your correspondence with the insurer.
Should I sign a release and discharge form?
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Signing a release usually closes the claim. It is worth checking what it means before you sign, not after.
When is the right time to contact a lawyer?
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As soon as you receive a denial letter or a partial payment, or when handling is delayed beyond a reasonable time.
What can I do if I disagree with the assessor's report?
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The assessment can be examined against the actual damage. We compare the items, the price lists and the assumptions behind the calculation and, if needed, obtain a second opinion.
How long does an insurance claim take?
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It depends on the type of damage, the volume of documents and how much is in dispute. A well-documented case shortens the process; a dispute over coverage or the assessment lengthens it.
Someone else damaged my property. How does a third-party claim work?
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In a third-party claim we examine liability for the event and the extent of the damage. We gather records from the scene, the parties' details and professional opinions, and approach the insurer of the party responsible.